The Covid epidemic devastated many UK businesses. Millions of people were forced to stay at home instead of going to work or attending to their businesses. Thousands of businesses had little or no income for many months.
amongst the worst hit were restaurants and fast food businesses; but many were able to keep going by starting home deliveries. The result was the rise in numbers of people delivering food to homes throughout Britain, using bicycles, scooters, mopeds, motor bikes and cars to get around and this created new insurance products: cycle insurance and